• CSS SOFTWARE SOLUTIONS, Semitelou 9 , Athens, Greece
  • +30 210 7782 732
  • +30 210 7565 154
  • info@css.com.gr
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    • HOME
    • ABOUT
    • SOLUTIONS
      • PAYMENT SERVICES
        • WESTERN UNION PAYMENT SERVICES
        • OTHER PAYMENT SERVICES
      • BANKING
        • CREDIT CARDS ISSUING
        • CREDIT CARDS ACQUIRING
        • INTEGRATION W/OTHER BANKING SYSTEMS
        • FIXED INSTALLMENTS LOANS
        • REVOLVING LOANS
      • LOYALTY PROGRAMS
        • FOR CREDIT CARDS
        • FOR PAYMENT SERVICES PROVIDERS
      • FOR PROFESSIONALS
        • FLEET MANAGEMENT
        • PHARMA COMPANIES
        • CREDIT RISK SERVICES COMPANIES
        • LAWYERS SCHEDULING
        • PENSION PLANS
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    Hermes MTS logo
    HERMES Money Transfer in Greece
    November 9, 2017
    Categories
    • Banking
    • Issuing
    National Bank of Greece logo
    • ClientNational Bank of Greece (NBG)

    Credit Cards Billing Process

     

    THE BUSINESS NEED

     

    Our customer needed to replace its credit cards billing process with a new one, in order to  create a new system which would support different interest rates categories, new account repayment, clear aging rules and easy integration with loyalty programs.

     

     

    THE SOLUTION

     

    CSS provided a total solution to the client, from analysis and design phase, up to implementation, testing and migration to the new system, as well as post implementation support services.The Project was implemented in phases as follows:The Analysis phase which lasted 6 months was based on key business user interviews and study of the existing source code and documentation. Deliverables of this phase included the “Business Requirements documents” which were approved by the client before progressing to the design amp; implementation phase.

    The design and implementation phase lasted 12 months:

    A new database was designed from scratch to support the business requirements. Main and secondary modules were created in order to support all business requirements recorded.

    The main modules manage the interest calculation of debit transactions, the account repayment, the minimum payment due, and finally the account’s balance calculation and aging rules application. Since the client requested that no core CMS modules should be redesigned, secondary modules were designed in order to control all the interfaces from and to the existing system.Migration between the two systems was a huge challenge for the development team.  Simple data mapping rules could not apply in this case, since the two systems data bases were completely different. A one time job consisting of separate modules was designed and implemented, in order to perform data migration between the two systems. Extensive reconciliation rules were defined to assure the integrity of the credit card’s balance for all transaction types.The application was hosted in the iSeries DB2 data base. All code was developed using ILE Cobol SQL and ILE CLP. Arrays were extensively used in order to reduce the inevitable huge I/O demands for this project. All jobs were implemented under commitment control. Core interest calculation modules and common routines were implemented as separate ILE modules.

    BENEFITS

     

    • Migration from the old to the new system in a non-working day (more than 2 million cards migrated to the new system), without disturbing the client’s day to day processing.
    • Easy Marketing campaigns launch.
    • Increased functionality delivered. Easy integration of product characteristics and Marketing campaigns was achieved.
    • Detailed data storage available to internal auditing control.
    • Extensive information available to the customer’s Help Desk.
    • Easy integration with 3rd party systems (eg TRIAD, QUALCO).
    • Despite huge I/O requirements the installed IT job is executed in the client’s production system with extremely good performance.

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    CONTACT DETAILS

    CSS SOFTWARE SOLUTIONS

    Semitelou 9, 11528
    Athens, Greece
    tel. : (+30) 210 7782 732
    e-mail : info@css.com.gr

    OUR SOLUTIONS

    PAYMENT SERVICES 

    Western Union payment services
    Other payment services

     

    BANKING

    Credit cards issuing
    Credit cards acquiring
    Integration w/other banking systems
    Revolving loans
    Fixed installments loans

     

     

    LOYALTY PROGRAMS

    For credit cards
    For payment services providers

     

    FOR PROFESSIONALS

    Fleet management
    Pharma companies
    Credit risk services companies
    Lawyers scheduling
    Pension plans

    Custom Software Solutions P.C., Athens, Greece
      EN
      • EL
      • EN

        The enterprise CSS P. ANTYPAS SM PC based in Attiki region, has joined the Action “Digital Step” with a total budget of 84 million €. The Action aims at the digital upgrading of very small, small and medium – sized enterprises.

        The investment’s total budget is 28.400,00 € out of which 14.200,00 €  is public expenditure. The Action is co-financed by Greece and the European Union – European Regional Development Fund.

        The approved subsidised Business Plan includes investments in the following categories:

        • Procurement and installation  of ICT equipment
        • Software for office applications, web development, e-shop services etc.
        • Digital services (Digital advertising, e –security certifications, data entry and transfer etc.)
        • Wage costs for new personnel

         

        Through the participation in the Action, the enterprise achieved:

        • Competitiveness improvement
        • Increase of profitability
        • Reinforcement of an extrovert business profile
        • Enhancement of entrepreneurship
        • Creation /maintenance of high quality job positions
        • Other …………………………………………………………

         

        The support of EPAnEK proved beneficial, not only for the enterprise but also for the competitiveness of the national as well as the local economy.

        Η επιχείρηση CSS Π. ΑΝΤΥΠΑΣ ΜΟΝ. ΙΚΕ που εδρεύει στην περιφέρεια Αττικής εντάχθηκε στη δράση «Ψηφιακό
        Βήμα» προϋπολογισμού 84 εκατ. Ευρώ. Η Δράση στοχεύει στην ψηφιακή αναβάθμιση των πολύ μικρών, μικρών και
        μεσαίων επιχειρήσεων.

        Ο συνολικός προϋπολογισμός της επένδυσης είναι 28.400,00 € εκ των οποίων η δημόσια δαπάνη ανέρχεται σε
        14.200,00 € και συγχρηματοδοτείται από την Ελλάδα και το Ευρωπαϊκό Ταμείο Περιφερειακής Ανάπτυξης της
        Ευρωπαϊκής Ένωσης.

        Το επιχειρηματικό σχέδιο που εγκρίθηκε προς χρηματοδότηση και υλοποιείται, περιλαμβάνει επενδύσεις
        στις παρακάτω κατηγορίες:

        • Προμήθεια, μεταφορά, εγκατάσταση και λειτουργία νέων μηχανημάτων και λοιπού εξοπλισμού ΤΠΕ
        • Προμήθεια εξειδικευμένου λογισμικού, εφαρμογών γραφείου, ανάπτυξη ιστοσελίδας, υπηρεσίες e-shop κ.α.
        • Άλλες Ψηφιακές Υπηρεσίες (ψηφιακή διαφήμιση, πιστοποίηση ψηφιακής πολιτικής ασφάλειας, καταχώρηση και
          μεταφορά δεδομένων κ.α.)
        • Μισθολογικό κόστος εργαζομένων
        • Μέσω της συμμετοχής στη Δράση, η επιχείρηση πέτυχε:
        • βελτίωση της ανταγωνιστικότητας της
        • αύξηση της κερδοφορίας της
        • ενίσχυση της εξωστρέφειας
        • ενίσχυση της επιχειρηματικότητας
        • δημιουργία / διατήρηση ποιοτικών θέσεων εργασίας
        • Άλλο…………………………………………………………

        Με τη συμβολή του ΕΠΑνΕΚ ενισχύθηκε η επιχείρηση αποφέροντας οφέλη στην ανταγωνιστικότητα της χώρας καθώς
        και στην τοπική οικονομία.